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ONE:In the course of this commercial madness the imports greatly exceeded the exports, and there was consequently a rapid drain of specie from the country. The drain of bullion from the Bank of England was immense. In August, 1823, it had ��12,658,240, which in August, 1825, was reduced to ��3,634,320, and before the end of the year it ran as low as ��1,027,000. Between July, 1824, and August, 1825, twelve millions of cash were exported from Great Britain, chiefly to South America. During the Revolutionary war, which had lasted for fourteen years, the capital of the country had been completely exhausted, while all productive labour had been abandoned. The unworked mines were filled with water. They were accessible, it is true, to English speculators, but they were worked exclusively with English capital. The South American mining companies were so many conduits through which a rapid stream of gold flowed from Great Britain. The catastrophe that followed took the commercial world by surprise; even the Chancellor of the Exchequer failed to anticipate the disaster. On the contrary, his Budget of 1825 was based upon the most sanguine expectations for the future, and on the assurance that the public prosperity was the very reverse of what was ephemeral and peculiar, and that it arose from something inherent in the nation. Even at the prorogation of Parliament in July, the Royal Speech referred to the "great and growing" prosperity on which his Majesty had the happiness of congratulating the country at the beginning of the Session. The commercial crisis, however, with widespread ruin in its train, was fast coming upon Britain. Vast importations, intended to meet an undiminished demand at high prices, glutted all the markets, and caused prices to fall rapidly. Merchants sought accommodation from their bankers to meet pressing liabilities, that they might be enabled to hold over their goods till prices rallied. This accommodation the bankers were unable to afford, and sales were therefore effected at a ruinous loss. The South American mines, it was found, could not be worked at a profit, and they made no return for the twenty million pounds of British money which they had swallowed up. The effect was a sudden contraction of the currency, and a general stoppage of banking accommodation. The country banks, whose issues had risen to ��14,000,000, were run upon till their specie was exhausted, and many of them were obliged to stop payment. The Plymouth Bank was the first to fail, and in the next three weeks seventy banks followed in rapid succession. The London houses were besieged from morning to night by clamorous crowds, all demanding gold for their notes. Consternation spread through all classes. There was a universal pressure of creditors upon debtors, the banks that survived being themselves upon the edge of the precipice; and the Bank of England itself, pushed to the last extremity, peremptorily refused accommodation even to their best customers. Persons worth one hundred thousand pounds could not command one hundred pounds; money seemed to have taken to itself wings and fled away, reducing a state of society in the highest degree artificial almost to the condition of primitive barbarism, which led Mr. Huskisson to exclaim, "We were within twenty-four hours of barter." TWO:THREE:BATTLE OF NAVARINO: THE "ASIA" ENGAGING THE SHIPS OF THE CAPITAN BEY AND MOHURREM BEY. (See p. 262.)

FORE:The chief difficulty was the king. At the commencement of the month of January, 1829, his Majesty had not yet signified his consent that the whole subject of Ireland, including the Catholic question, should be taken into consideration by his confidential servants. In his interview with the Duke of Wellington in the course of the autumn the king had manifested much uneasiness and irritation, and had hitherto shown no disposition to relax the opposition which (of late years, at least) he had manifested to the consideration by his Government of the claims of the Roman Catholics. In all the communications which Mr. Peel had with the king on this subject, his determination to maintain the existing laws was most strongly expressed. In November, 1824, the king wrote, "The sentiments of the king upon Catholic Emancipation are those of his revered and excellent father; and from these sentiments the king never can, and never will, deviate." All subsequent declarations of opinion on his part were to the same effect; and the events which were passing in Ireland, "the systematic agitation, the intemperate conduct of some[293] of the Roman Catholic leaders, the violent and abusive speeches of others, the acts of the Association, assuming the functions of government, and, as it appeared to the king, the passiveness and want of energy in the Irish executive, irritated his Majesty, and indisposed him the more to recede from his declared resolution to maintain inviolate the existing law."The marriage of the Prince of Wales with Mrs. Fitzherbert was notorious; but as it was not openly avowed by the Prince, no steps were taken to dissolve it. But in 1794 the Prince had got a new favourite, the Lady Jersey, already a grandmother, but a young one. For her Mrs. Fitzherbert was dismissed, showing how little the Prince thought of the reality of the marriage with[442] that fair lady, and he now lived openly and ostentatiously with Lady Jersey, Lord Jersey being well contented with the arrangement for the sake of the good things he hoped to gain by it, being at once appointed Master of the Horse to the Prince. But the Prince's extravagance and gambling, by the practice of which, notwithstanding his own losses, he reduced his friends, one after the other, as the Earl of Moira, Sir Wallace Porter, and others, to beggary, had now brought him into extreme difficulties. His debts, after having been more than once paid off by Parliament, now again amounted to six hundred and thirty thousand pounds! Another appeal to Parliament was absolutely necessary, for his creditors were grown excessively clamorous. The king seized the opportunity to induce the Prince to marry a foreign princess, representing it as the only plan by which they could apply to Parliament for such an increase of means as would enable him to liquidate his debts. But instead of allowing the Prince to go abroad and make his own selection, so that there might be possibly some degree of freedom of choice in the matter, the queen was anxious to have her own niece, the Princess Louisa Augusta Amelia of Mecklenburg, selected for him. This Princess, afterwards the popular Queen of Prussia, was a good creature, and might possibly have wrought some favourable change even in so depraved a nature as that of the Prince of Wales. But the king was equally determined to secure the unenviable post for his own niece, Caroline Amelia Elizabeth, the second daughter of the Duke of Brunswick, who was one of the petty princes of Germany. To effect this arrangement, an attachment between the Crown Prince of Prussia and this Princess Caroline had to be rent asunder. The Prince was ready to fall in with any such bargain, on condition that he was liberated from his debts. It was certain that he would please himself as to the lady or ladies with whom he would really live. All obstacles of nature, or of nearness of consanguinity, or of private attachments were overborne by diplomacy, and by the promise of the discharge of the Prince's debts. The Princess Caroline of Brunswick was selected��a young lady of not unpleasing person in her youth, according to the descriptions of the time, but of defective education, and coming to this country with the repugnance of a prior and rudely-sundered attachment. She landed at Greenwich on Sunday, the 5th of April, 1795, and the marriage ceremony was performed at St. James's, by the Archbishop of Canterbury, on the 8th. The Princess had not been ignorant of the dissolute character of her appointed husband, and his mode of receiving her was not calculated to inspire any brilliant hopes of his improvement. He had sent his mistress, the Lady Jersey, to meet her on landing, and he made no disguise of his connection with her before or after the marriage. The Memoirs of the time assert that Lady Jersey omitted no arts to render the Princess ridiculous and even disgusting to the Prince; but what chagrined him far more deeply was the breach of the promises held out to him of the discharge of his debts by a parliamentary grant or grants.